TY - CONF TI - How do consumers pay at the stationary point of sale: Empirical findings and their implications AF - Proceedings of the 15th conference of the European Association for Education and Research in Commercial Distribution (EAERCD) PP - Surrey/UK PB - EAERCD SP - - EP - - PY - 2009-07-01 AU - Walter, Eva Margarete AU - Schnedlitz, Peter ER -